Going on holiday is incredibly exciting, but for many people, it can also be a stressful experience. There are always so many things to think about and you might be wondering whether you need vaccinations, insurance or visas. If you’re debating taking out travel insurance for your upcoming trip to Ireland then this blog is for you. It will explain what travel insurance is, whether you need it for traveling to Ireland and how it can help you. It doesn’t matter if you’re a seasoned traveller or this is your first proper getaway, you’ll feel a lot more confident after reading.
If you’re ready to explore travel insurance on your own, take a look at UHC travel insurance before setting off on your next adventure.
What is travel insurance?
Travel insurance works in a similar way to other types of insurance in that it protects you when something goes wrong. Depending on the package you choose, it can help you get your money back for things like cancelled flights or cover medical expenses. You need to take out travel insurance before your trip and can’t sign up for coverage once something has already gone wrong.
Travel insurance for Ireland: is it necessary?
Travel insurance is always necessary. It doesn’t matter where you’re going, you always need to be covered just in case something goes wrong. It’s always your choice and many people do travel without any kind of insurance, but you need to ask yourself if it’s worth the risk. Depending on where you’re travelling from, you might be spending an awful lot of money on your trip to Ireland and may not be entitled to receive healthcare while over there. This could cause lots of problems if something goes wrong.
Here are some instances travel insurance will help you while you’re away:
Nobody wants to think about it, but bags of tourists are often targeted by thieves. If your passport is stolen, you’ll be stuck in Ireland for quite some time. Travel insurance can help you get home safely and cover hotel costs. But of course, this all depends on the package you choose – some won’t cover all scenarios, so read the terms and conditions carefully.
Imagine taking a tumble while exploring the rock pools along the coast. A broken leg is easy enough to mend in the hospital, but it can end up costing you thousands if you don’t have travel insurance. If you’re going to be taking part in rock climbing or water sports, you’ll need special travel insurance that covers more dangerous activities too.
Sadly, suitcases are lost by airlines all the time, leaving travellers out of pocket. If you have travel insurance then you can receive money to help you replace all the clothes and gadgets that were inside. Holidays are expensive as it is, so you don’t want any extra costs derailing your budget. Your insurance will help you whether your bags are lost on the way there or on the way home, so there’s no need to worry.